The major proportion of our client go through debt mediation, this is the most low-cost and easy process that eliminates. It also enables the client to recover credit worthiness far earlier, and start off afresh. We recommend that regardless of the process that you are considering, it is advisable to discuss the process that is best option for you.
We acknowledge that the above NCR act provides a legislated
remedy for over indebted consumers but we wish to bring to your attention the
fact that debt review that a consumer explore alternate debt relief mechanisms.Debt review is a voluntary payment arrangement to pay their account. It is the
responsibility to all credit providers to act in good faith in the Debt review
process all negotiations should be designed to result in a responsible debt
re-arrangements plan for their client.
Fees
Pay plan solutions has indicated distressed consumers
normally use our services for an average period of 6 months before they
terminate with us and continue making the normal payments direct with their
credit providers. Our fees are built into the payment process and you never
have to pay anything up front. This offer immediate relief to you, the client,
where we can sometimes reduce your payments up to 40% of the original total.
Credit Report
There are several credit references agencies in South Africa,
the two best known credit reference agencies are Pay plan solutions and My Financial Help. You can access your credit file from them by clicking on this
name. For more information contact us: 0215540708
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